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Property ROI Calculator Malaysia

Upfront cash, monthly cashflow, rental yield and a 30-year projection for any Malaysian property.

Cashflow (mth)

RM0

Upfront Cash

RM0

Gross Yield

0.00%

Calculating...

Total Upfront Cash (Capex + Opex)

RM0

Monthly Installment

RM0

Monthly Cashflow

RM0

Gross Rental Yield

0.00%

Year to ROI Capex (solely via Rental Yield)

-

Breakeven Year (Property Appreciation Projection)

-

Price per Sqft

RM0

Total Interest Payable (30 yrs)

RM0

Monthly Maintenance

RM0

Year 1 Detailed Breakdown

Setup & Entry Cost (Capex)

Total RM0

Down PaymentRM0
First Reno / SetupRM0
State LevyRM0
Stamp Duty (MOT)RM0
Legal FeeRM0
Consent FeeRM0

Operations Year 1 (Opex)

Total RM0

Annual InstallmentsRM0
Annual MaintenanceRM0

Annual Rental Receivable

RM0

Annual Operations Expenses (Opex)

RM0

Annual Cash Flow (Y1)

RM0

Notes & Assumptions

  • Calculations: Default rates are based on the 2024 Malaysian Budget and the Solicitors' Remuneration Order (SRO) 2023.
  • Entry Fees: State Levy, MOT, and Legal Fees are calculated as a percentage of the Property Price.
  • Resale vs New: Stamp Duty (MOT) for Resale properties follows a tiered scale (1% - 4%). For New developments, these are often absorbed by developers (set to 0% default).
  • Occupancy Assumption: Rental income assumes a 100% occupancy rate.
  • Investment Verdict: The Poor/Fair/Good/Great label above is a quick heuristic based on Gross Rental Yield and Monthly Cashflow only — it does not account for appreciation, location, or your personal financial situation, and is not financial advice.
  • Financial Disclaimer: This calculator is only a guide. Results vary according to different financial institutions. KiraDulu doesn't guarantee its accuracy or applicability to your circumstances.
Period Prop Value Accum Rent Loan Bal Accum Exp Yearly Cashflow Accum Net Profit/Lost

Projection Notes & Estimations

  • Property Value Estimation: Calculations use a phased appreciation multiplier based on historical trends
  • Occupancy Assumption: Rental income assumes a 100% occupancy rate.
  • Net Profit/Lost: Logic used: (Estimated Property Value + Accumulated Rental Income) - (Remaining Loan Balance + Accumulated Expenses + Initial Down Payment + Entry Fees + Setup Costs).
  • Exclusions: These figures do not include agent commissions from leasing or selling, or other potential costs/fees involved in property transactions.
  • Financial Disclaimer: This calculator is only a guide. Results vary according to different financial institutions. KiraDulu doesn't guarantee its accuracy or applicability to your circumstances.
Property A is your current calculation from the Simple tab. Fill in Property B to compare them side by side.

Property A (Current)

Property B

Entry Fees % Defaults to 0. Tap to adjust.
Metric Property A Property B